Disclaimer

Important: Capital Tech Solutions is a software technology company. We are not a registered investment advisor, broker-dealer, financial planner, Certified Financial Planner (CFP), insurance professional, attorney, accountant, or any other type of licensed financial or legal professional. Nothing on this website or within our applications constitutes professional advice of any kind.

The Services are designed exclusively as operational and productivity tools to assist licensed financial professionals in organizing, planning, and executing their own independent business activities. Specifically:

The Prospect Architect^TM provides frameworks for market research and niche identification. It does not constitute advice on which clients to pursue, what services to offer, or how to structure an advisory business.

The Execution Engineer^TM generates marketing content and campaign assets based on user-provided inputs. It does not constitute compliance-reviewed marketing advice, legal guidance, or regulatory direction of any kind.

The Precision Pilot^TM (when available) provides illustrative financial trajectory modeling tools for use by licensed advisors with their clients. It does not constitute personalized financial advice, financial planning, or investment recommendations for any individual.

All outputs generated by the Services are tools and frameworks intended to support — not replace — the independent professional judgment of the licensed advisor using them. Users of the Services are solely responsible for all advice, strategies, recommendations, and services they provide to their own clients.

Capital Tech Solutions operates as a software provider and has no affiliation with FINRA, the SEC, any state securities regulator, or any compliance review body. We do not review, approve, or certify any content for regulatory compliance.

Financial advisors and RIA firms using the Services — particularly content generated by The Execution Engineer^TM — are solely responsible for:

Ensuring all marketing materials, client communications, and advertising content comply with applicable regulations, including but not limited to FINRA Rules, SEC advertising regulations (including the Marketing Rule under the Investment Advisers Act of 1940), and applicable state securities laws

Submitting all marketing and client-facing content through their firm's internal compliance review and approval process before use or distribution

Verifying that any content generated by the Services accurately represents their qualifications, services, disclosures, and regulatory status

Maintaining all required records and documentation as mandated by their regulatory obligations

Capital Tech Solutions expressly disclaims any responsibility for regulatory violations, compliance failures, or enforcement actions arising from a user's failure to review, modify, or obtain approval for content generated by the Services.

Capital Tech Solutions makes no representations, warranties, or guarantees regarding the outcomes that any user may achieve by using the Services. Business results — including client acquisition, revenue growth, niche dominance, or practice efficiency — depend on numerous factors entirely outside our control, including:

• The user's individual skills, experience, effort, and market conditions
• The quality and accuracy of information the user inputs into the Services
• Competitive and regulatory dynamics in the user's target market
• Economic conditions, client behavior, and other external variables

Any examples, case studies, testimonials, or projections referenced on our website or within the Services are illustrative only and are not guarantees of similar outcomes for any individual user.

While we strive to ensure that all content on our website, in our lead magnets, and within the Services is accurate and up to date at the time of publication, we make no warranty or representation that such content:

• Is complete, accurate, or free from errors
• Reflects the most current regulatory guidance, tax law, market conditions, or compliance requirements
• Is suitable for any particular purpose or individual circumstance

Financial regulations, tax laws, and compliance requirements change frequently. Users should verify the currency and applicability of any information before relying on it in a professional context. Capital Tech Solutions is not responsible for any reliance placed on information that has become outdated since its original publication.

The Cost of Delay Calculator, offered as a complimentary resource, is designed for illustrative and educational purposes only. It uses generalized assumptions and simplified mathematical models to demonstrate the potential wealth impact of delaying financial decisions.

The calculator:

• Does not incorporate any user's actual personal financial data, tax situation, investment returns, or specific circumstances
• Is not a financial plan, projection, or investment analysis
• Should not be used as the basis for any financial decision without independent verification by a licensed financial professional
• Uses assumed rates of return and time horizons that may not reflect actual market performance

This tool is intended to be used by advisors as a conversation-starting framework with clients — not as a definitive financial analysis.

Certain information on our website and within our communications may contain forward-looking statements, including descriptions of planned features (such as The Precision Pilot^TM), expected product capabilities, anticipated release timelines, and projected business outcomes.

These statements are based on current expectations and assumptions and involve known and unknown risks and uncertainties. Actual results, features, or timelines may differ materially from those described. Capital Tech Solutions undertakes no obligation to update forward-looking statements to reflect changed circumstances, new information, or future events.

Our website and Services may contain links to third-party websites, tools, or resources for your convenience. The inclusion of any link does not imply endorsement, sponsorship, or affiliation by Capital Tech Solutions. We have no control over the content, privacy practices, or availability of third-party websites and accept no responsibility for them.

Accessing third-party links is done at your own risk and subject to the terms and privacy policies of those third-party sites.

To the fullest extent permitted by applicable law, Capital Tech Solutions and its owners, officers, employees, and agents shall not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising out of or in connection with:

• Your use of or inability to use the Services
• Any reliance on content, outputs, or tools generated by the Services
• Any regulatory, compliance, or legal consequences arising from your use of the Services
• Any errors, inaccuracies, or omissions in the content of our website or applications
• Any third-party content or services linked to or integrated with our platform

This limitation applies regardless of the theory of liability (contract, tort, strict liability, or otherwise) and even if Capital Tech Solutions has been advised of the possibility of such damages. For the full limitation of liability terms, please refer to our Terms of Service.

By using the Services, you agree to indemnify and hold harmless Capital Tech Solutions and its owners, officers, employees, and agents from and against any claims, losses, damages, liabilities, costs, or expenses (including reasonable attorneys' fees) arising from:

• Your use of the Services in violation of this Disclaimer or our Terms of Service
• Any advice, recommendation, or content you provide to your clients using or based on outputs from the Services
• Your failure to comply with applicable regulatory, legal, or compliance obligations

This Disclaimer is governed by the laws of the State of Utah, without regard to its conflict of law principles. Any disputes arising under or related to this Disclaimer shall be subject to the exclusive jurisdiction of the state and federal courts located in Utah.

We reserve the right to update or modify this Disclaimer at any time. Changes will be effective upon posting to our website with an updated Effective Date. Your continued use of the Services after any changes constitutes acceptance of the revised Disclaimer.